Armor

Armor is an Indian financial planning and investment platform operated by YB Technologies Private Limited. It combines quantitative technology with advice and research from SEBI-registered professionals, helping users understand their finances, plan for major decisions and manage investments. Armor’s free Armor Score assesses a user’s cash, investments, insurance cover and loans, then highlights specific gaps.

Its planning tools model scenarios such as buying a home, changing jobs, handling ESOPs or responding to a medical crisis, and translate decisions into a practical plan. For investing, Armor Ultra offers managed strategies executed in the customer’s own demat account, while Armor Global provides access to international markets. Armor says it monitors financial circumstances and market changes, uses quantitative computations for recommendations, and explains results in plain language.

Customers retain control of their funds, can see trades in their accounts, and may pause or exit without lock-ins. The company also provides an app for users to import portfolios and review their financial position. Armor does not guarantee investment returns; market investments carry risk