Zaytoon is a revolutionary brand in Iraq that offers smartphone financing through their innovative Zaytoon App. They provide customers with the opportunity to own their next smartphone on installments, offering a convenient and affordable solution. The process is simple and efficient, with applicants able to apply for approval in just under 10 minutes through the Zaytoon app. Once approved, customers can pick up their desired phone from one of Zaytoon's partner shops and activate it with the remote lock functionality enabled. By paying installments on time, customers can unlock their phone after making full payment.

What sets Zaytoon apart is their unique credit scoring system. Traditional banks in Iraq lack financial data on the shadow economy, which is larger than the official economy. Zaytoon bridges this gap by building digital financial identities based on behavior and data, using machine learning and artificial intelligence to analyze behavior-based data points. This enables them to create accurate financial identities for individuals who do not have interactions with traditional financial institutions. Zaytoon's approach allows them to offer financial potential to everyone, supporting financial inclusion and offering numerous ways to become banked.

In addition, Zaytoon prioritizes data privacy and security, ensuring that customers' information is protected with industry-standard security practices. Their app also allows customers to track their installments and payment history, providing a transparent and safe environment for smartphone financing. Zaytoon works with a network of partner shops, providing them with extra income while being fully covered from default risk.

Zaytoon offers a range of smartphones, including popular models from Samsung. They have partnered with Rabee Securities, a major player in the Iraqi financial market, to capitalize on their local presence and expertise.

If you're in Iraq and looking for a convenient and reliable way to own your next smartphone, Zaytoon is the brand for you. With their revolutionary credit scoring system, secure data protection, and wide range of smartphones, Zaytoon is paving the way for financial inclusion and digital financial identities in Iraq.