Transaction API

Turn messy transactions into clean merchant data

Identify the merchant behind any bank and card transactions into clear merchant data with names, logos, categories and data your product needs.

Pass any string to get clean merchant data

Starbucks

Uniqlo

LEGO

Woolworths

Zalando

Boots

Raw transaction string

🇺🇸

US

SQ *STARBUCKS STORE 08862
Starbucks's icon

Starbucks

starbucks.com

Food & Drink

Get the right merchant every time

Resolution

Works with any input

We filter out processor codes, store numbers, and filler text to expose the actual brand name.

Accuracy

Context-aware merchant resolution

Add a country code to match local brands, preventing confusion with global giants.

One response

One call for the full brand profile

Name, website, logos (in many formats), colors, industry, location.

Coverage

Big brands as well as the corner shop

Merchants we haven't seen get crawled live, on the first request.

Compliance

First-party data, no PII, SOC 2 Type II

No cardholder data, just send the transaction string or normalized label.

Delivery

Clean entire databases in bulk

One API that matches, formats, and updates merchant data across your entire database.

Enrich millions transactions in one pass

Scan millions of rows to fill missing logos, clean names, and sort categories.

Identify merchants as charges arrive

Turn messy transactions into clear logos and names instantly when a card is swiped.

Track rebrands automatically

We notify your system of any logo updates, keeping your app current.

Use case

Where merchant data does the work

Neobanks and PFM apps

Give every transaction a recognizable merchant name and identity.

Replace cryptic strings with recognizable merchants

Help users understand unfamiliar charges instantly

Support local merchants as well as major brands

Card issuers and banks

Show clear merchant identity when customers review charges.

Display the merchant behind unfamiliar charges

Make statements easier to understand across payments

Reduce confusion, support tickets, and disputes

Open banking and payments

A merchant directory you don't maintain by hand.

Resolve merchants your internal matching misses

Refresh logos across millions of merchants at once

Turn normalized merchant names into current brand data

Data aggregators

Enrich transaction feeds without building merchant data yourself.

Enrich transactions before they reach customers

One integration covers every market you serve

First-party assets your customers can display legally

yodlee's icon

"Brandfetch's global brand library made transactions more identifiable for our users which resulted in a reduction in customer chargebacks for our clients and improved the value of our Merchant API"

Michael Praveen's icon

Michael Praveen

Principal Director at Envestnet | Yodlee

Frequently asked questions

Your questions, answered

What is Transaction API?

One endpoint that takes a raw bank transaction and returns the merchant behind it: name, domain, logo, industry, and location.

The raw transaction string from your feed, or your own normalized label, plus an ISO country code to get the right match when merchants share a name.

It gets crawled live on the first request. If nothing resolves you get a clean empty response, never a wrong guess.

No. Send the merchant string only. We enforce a strict no-PII policy and are SOC 2 Type II certified.

SVG, PNG, and WEBP. In light and dark variants, plus icons and symbols. Pick what fits your row height.

Per API call, with volume pricing for large backfills. Brand licensing for redistribution is agreed separately.

Yes. We index first-party assets only, and enterprise agreements cover redistribution and retention. See the logo fair use guide.

Yes. You can send batch jobs to backfill millions of records, while real-time requests resolve instantly as transactions happen. Rate limits depend on your plan, with custom limits set for enterprise customers.

For full reference, code samples and webhook setup, click here

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First-party data

Global coverage

Reliable & compliant

Real-time updates

Trusted by leading companies